Senior Credit Risk Analyst – Consumer Lending

Hybrid, Cardiff

c.£60,000

Identify Solutions are searching for a Senior Credit Risk Analyst to join an ambitious and growing lending business backed by a leading financial services group. If you're looking to step into a role where you can truly influence credit strategy, work across multiple product lines, and collaborate with highly engaged stakeholders — this could be the one.

You’ll be part of a second-line credit risk oversight team that’s hands-on, analytical, and proactive — not your typical “policy review” role. You'll dig deep into performance data, help shape credit policies, and provide independent challenge across the business.

 What You'll Be Doing

• Providing independent oversight across unsecured personal loans, motor finance, and mortgages
• Partnering with first-line credit and pricing teams to ensure lending aligns with policy and risk appetite
• Analysing Data to identify emerging trends and improvement opportunities
• Helping enhance credit policies and controls across all lending products
• Presenting clear, actionable insights to stakeholders at all levels

What We're Looking For

• Proven experience in consumer credit risk (e.g. acquisitions, collections, strategy, portfolio)
• Strong data analytics experience
• Able to independently investigate, challenge, and communicate risk issues
• Background in retail/consumer lending

What’s On Offer

• c.£60,000 base salary
• Strong benefits package
• Hybrid working – ideally 1–2 days/week in Cardiff - more flexible options open for discussion
• Exposure to a range of lending products and senior-level stakeholders
• Join a small, collaborative team where your voice makes a real impact

If you're looking to take the next step in your credit risk career and want more influence, variety, and challenge — we’d love to hear from you.

Senior Research Manager / Associate Director – Quantitative Research (FMCG & Retail)

London / Hybrid

Salary: £45,000 – £55,000 (depending on experience)

Are you an experienced Research Manager looking to take the next step in your career? Do you thrive in a dynamic, hands-on environment, working with major FMCG and retail brands? If so, this could be the perfect opportunity for you!

About the Company

This independent, specialist research agency with a passion for commercially driven insights. They challenge traditional research techniques using behavioural economics, choice-based methodologies, and implicit techniques to help brands make better business decisions. They works on a variety of research projects, from pricing and range optimisation to shopper insights, product testing, advertising effectiveness, and brand tracking.

As a Senior Research Manager, you will be responsible for:

• Managing ad-hoc and continuous research projects across FMCG and retail sectors.
• Leading the full project lifecycle – from designing methodologies and writing proposals to analysis, reporting, and client debriefs.
• Handling pricing and range optimisation projects, using advanced techniques such as Conjoint and MaxDiff analysis.
• Building strong client relationships, maintaining existing accounts while identifying opportunities for growth.
• Managing budgets and internal resources, ensuring high-quality project delivery.
• Supporting and mentoring junior team members

About You

• Proven experience in a research agency, with a strong background in quantitative research methods.
• Experience in FMCG, retail, or consumer research is desirable.
• Knowledge of advanced statistical techniques (particularly Conjoint and MaxDiff) is a significant advantage.
• A hands-on, proactive approach, with the ability to work independently and as part of a close-knit team.
• Excellent client-facing, communication, and presentation skills.

What’s in Offer

• Career Growth: Clear progression opportunities in a fast-growing agency.
• Flexible Working: Hybrid model with a balance of home and office work.
• Great Culture: Regular team socials, including an annual UK summer party and a Christmas trip abroad.
• Health & Wellbeing: Private health insurance (advanced AXA cover, including dental, optical, and physio).
• Extra Time Off: 25 days holiday + bank holidays + Christmas closure + your birthday off!

How to Apply

If you're ready to take on an exciting role in a growing, high-impact agency, apply now! Send your CV and a short cover letter outlining your experience.

Principal Mobile Engineer – Shape the Future of Mobile!

Are you ready to take full ownership of mobile development for a leading UK brand with 1m+ users? You'd join a household name brand as our first mobile hire, to lead mobile strategy & shape the future of our app platform. You’ll have the freedom to choose the best technologies and define the roadmap for everything mobile.

💰 Salary: to £100k + 10% Bonus | 🚀 Remote-first (occasional Cardiff HQ visits) | 📅 30 days "work from anywhere" + 27 days holiday (rising to 32) | 📚 L&D budget, pension (up to 7.5%), health insurance & more

Why You’ll Love This Role

• Your work will power millions of user interactions & enable seamless integrations with our partners.
• You'll own the mobile strategy, from cross-platform development to performance optimization and app engagement.
• You'll be part of a larger group that includes major brands, offering incredible opportunities for progression.

What we need:

✅ Mobile Tech Expert – Strong experience across multiple frameworks (you'll have autonomy to pick the best tools for the job)
✅ Cloud, API & DevOps Skills – Confident working with cloud infrastructure, scalable APIs, and efficient mobile pipelines.
✅ Mobile Release Mastery – Experience managing app releases, version control, and OTA updates.

Join us and shape the future of mobile at one of the UK’s most recognized brands! 🚀

👉 Apply now!

Delivery Manager – Meaningful Digital Projects

- Remote Role | South Wales / South West preferred due to occasional travel to client sites and team meetups.
-Salary: £50,000 – £70,000 (DOE)

We’re looking for an experienced Delivery Manager who thrives in client-facing environments and can lead complex digital projects end-to-end — from discovery through to delivery and ongoing support.

In this role, you’ll manage a portfolio of website builds, enterprise applications, and Power Platform projects, working with clients who make a positive impact in areas like health, sport, and community services.

What You’ll Be Doing:

- Leading multiple client-facing digital projects (typically £60k–£600k)
- Acting as the main point of contact for clients — building trust, managing expectations, and confidently handling challenges
- Running stand-ups, writing tickets, managing teams — staying hands-on throughout delivery
- Collaborating with clients to shape solutions, challenge thinking, and ensure the best outcomes
- Juggling competing priorities and keeping multiple projects moving at once
- Working on projects with real-world impact — we choose work that matters

What We’re Looking For:

- Proven experience delivering CMS / website design and build projects (ideally public or third sector)
-  Strong client-facing delivery experience — you must be comfortable leading engagements, managing stakeholders, and building lasting relationships
- Background in user-centred design (GDS experience is a bonus)
- Hands-on Agile delivery — confident running ceremonies and working closely with development teams
- Organised, proactive, and unafraid to get stuck in to make things happen

Nice-to-Have:

• Power Platform project experience
• Experience delivering projects for public sector or social impact clients
• Familiarity with JIRA, Confluence, Monday.com

Why Join Us?

- A respectful, collaborative team that empowers you to own delivery
- Projects that matter — making a positive difference in communities
- Remote working — occasional meet-ups in South Wales / South West
- A varied role where you’re trusted to lead and given space to thrive

If you’ve led multiple digital projects in a client-facing role and love keeping delivery on track while building great relationships — we’d love to hear from you.

Apply now or drop me a message to find out more.

Senior Android Developer – Build Apps That Save Lives!

Are you passionate about creating apps that make a real impact? Here, you'd play a key role in a scale-up revolutionising driver safety with UI at the core of everything they do.

You'll lead on mobile apps, making architectural & tech decisions across a platform processing 30,000+ requests monthly across 20,000+ users. You'll have full autonomy over the roadmap, working on exciting initiatives such as:

🚗 Greenfield project integrating live telematics & user training into the app, coaching user safety with life saving consequences
💳 Industry-first initiative transforming annual payments into a flexible quarterly D2C subscription
🌍 Career growth opportunities as we expand into the Travel & Money sectors

💰 What’s in it for you?

• To £75k salary + Shares
• 25 days holiday (rising to 30)
• Flexible hours & hybrid working (1-2 days a month in Cardiff)
• 6% pension, private healthcare, car & travel insurance discounts – and more!

🔧 Tech Stack

Android | Jetpack | Compose | Python

Ready to make a difference? Apply now or reach out for more details! 🚀

Research Executive

London / Hybrid

£31,900 + Benefits

Are you ready to shape the future of market research? 

About the company: A market leading research and insights agency that using cutting-edge mobile technology and an engaged consumer panel to unravel customer insights. They work with global brands, ad agencies, and media companies to uncover their advertising effectiveness and uplift their brand.

About the role: As a Quantitative Research Executive, you'll collaborate closely with our Research Manager to create research solutions for clients, and be involved in survey design, analysis, and client interaction, ensuring successful project execution from end to end. You will have experience working in a research agency in a research role and have good understanding of quant methods, a passion for advertising, and experience in questionnaire design.

What's on Offer:

• Generous annual leave and birthday holidays
• Career sabbatical opportunities
• Flexible and hybrid work options - realistically 1 day a week on central London office
• Support for remote work setup
• Regular social events and team gatherings
• Enhanced leave policies and bonuses
• Ongoing training and professional development
• Work from anywhere for 1 month a year
• A supportive culture

Data Engineer

Want to use Data to positively impact young people’s lives?

If you love architecting/building data pipelines & want make your mark on a fast growth start-up, you may be interested in a Data Engineer role I have with a profitable challenger business transforming Finance for young people, with data at the heart of everything we do.

You’d lead the Data function, processing 30k requests monthly across 20k users. You’ll have autonomy on the roadmap, including:

• Greenfield project to introduce real-time data streaming, ingesting user data every 15s
• An industry-first initiative to move annual payments to a quarterly D2C subscription, saving users money
• Broad career progression opportunity, as they expand into new sectors

Salary to £65k salary + Shares, 25 days holiday (rising to 30), Flexible hours, hybrid (1-2 days in Cardiff), 6% pension, healthcare + more!

What you'd bring:

• Experience architecting & building data pipelines (ETL)
• Strong Python & SQL skills
• Knowledge of Storage / DWH solutions

Tech stack: Python, SQL, Matillion, Snowflake, Tableau, LLMs (GBT), AWS (no tech essentials outside Python!)

Would you like more info? Get in touch for an informal chat!

Want to drive a top brand's Data team with 1m+ users?

If you love Python, implementing robust data pipelines & driving best Data practices, you may be interested in a Staff Data Engineer role I have with a highly successful Tech driven business, where you'd drive the Data function playing a key role optimising the acquisition & retention of users.

Your work will serve millions of users a month, process thousands of requests a day, and enable hundreds of integrations with partners.

Salary to £95k + 10% Bonus, pension to 7.5%, Hybrid working (2 days in the Cardiff office), 30 days per year "work from anywhere", 27 days holiday (raising to 32), L&D budget, Health insurance, excellent maternity/paternity/adoption leave.

What you'll like:

• You'd scale & improve a top brand's Data function, optimising retention of millions of users & having a real life impact
• You'd have autonomy over Tech to pick the latest, best languages/frameworks for the job!
• You'll have broad career progression opportunities across Group, which includes several high profile household name

What you'll bring:

• Strong Python & TDD skills
• Expertise in modern data architecture (dimensional modelling, data mesh, data lake) & best practices (agile, CI/CD, IaC, observability).
• Experience with Cloud and big data technologies (e.g. Spark/Databricks/Delta Lake/BigQuery).
• Familiarity with eventing technologies (e.g. Event Hubs/Kafka) and file formats such as Parquet / Delta / Iceberg.

Want to learn more? Get in touch for an informal chat.